Our Services

With competitive interest rates and flexible repayment options, Lendex empowers individuals and businesses to achieve their financial goals. Our user-friendly online platform streamlines the borrowing process, ensuring convenience and efficiency for all clients.

Our Loan Types

FHA Loan

An FHA loan, or Federal Housing Administration loan, is a type of mortgage insured by the U.S. Federal Housing Administration, which is a part of the U.S. Department of Housing and Urban Development (HUD). FHA loans are designed to make homeownership more accessible, especially for first-time homebuyers and those with lower credit scores or smaller down payments.

Key Features

Conventional loan

A conventional loan is a type of mortgage that is not insured or guaranteed by a government agency, such as Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation)

Key Features

Jumbo Loan

A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, the two government-sponsored enterprises that buy and securitize mortgages in the United States. These loan limits are established to help maintain liquidity in the mortgage market. Jumbo loans are considered non-conforming loans because they exceed these limits.

Key Features

P&L Loan

“P&L” typically stands for Profit and Loss, which is a financial statement that summarizes the revenues, costs, and expenses incurred during a specific period of time, usually a fiscal quarter or year, for the self-employed borrower and No Tax return required.

Key Features

Long-Term Rental Loan

Our investment property loans allow our investors to purchase an investment property without proving income through bank statements or tax returns. Instead, we look at the value of the property or the rental income of the property. The property types include single-family residences, 2-4 units, condos, and townhomes.

Key Features

Fix and Flip

This program includes a short-term loan designed to cover the acquisition and renovation costs of the property. This is a 12 to 24-month interest only loan and we lend up to 90% of the purchase price.

Key Features